Personal finance tips

SIP breaks can delay your financial goals

No Emergency Savings? Follow These 3 Steps To Build A Financial Safety Net

The biggest mistake families make is focusing on wealth creation before building financial protection.

Is Early Retirement A Mathematical Impossibility For Over 90% Of India?

Retirement living is gradually evolving from a need-based product into a lifestyle choice.

US stocks invested via LRS can’t be given to NRI

Sold house? Follow these rules to avoid tax notice

Homebuyer's guide: How to file complaint with K-RERA after builder's delay

ET Wealth | Big age gap b/w children comes at a cost

REIT mutual funds vs REITs: Who has the edge?

SIFs: Everything you need to know before investing

How teenagers can master the art of budgeting

Can seller tracking end insurance mis-selling?

Why gifting wealth early makes sense

Moving out checklist: Don't lose your security deposit over these mistakes

Tenants are advised to scrutinize their leases closely prior to departure. It's necessary to clear all outstanding payments and thoroughly inspect the premises for harm. A deep clean followed by proper documentation of the property's condition helps avoid misunderstandings. Ensuring a smooth transition during the final handoff with the landlord can significantly contribute to securing that much-coveted security deposit refund.

Best Mattress For Back Pain In India 2026

Using pick-up & drop for car service? Know legal risk

NRI with capital gains? Know this before you act

Can a landlord deduct security deposit for faded paint or cleaning? What law says

Disputes frequently arise between tenants and landlords regarding security deposit deductions, especially for minor wear and tear. It's important for landlords to know they can only charge for damages that exceed normal wear. Clear rental agreements and an inventory of the property's condition upon move-in are essential. To avoid future disagreements, it is advisable for both parties to document the property's condition visually.

India's Rs 25 Trillion Mutual Fund Industry Faces A Challenge. What SIP Investors Must Know

Many investors switch schemes after looking at one-year returns or following market buzz.

Can my wife transfer flat to our son via gift deed?

Flexi Cap, Mid Cap Or Multi Asset: Which Fund Makes Most Money Over Time

An investor with a high risk appetite, a long investment horizon may consider mid-cap funds.

This bank offers 7% interest rate on savings account

Can NRI open PPF account in India?

SGB calendar for August: Check key dates

Missed One EMI Payment? Here’s When Your CIBIL Score May Start Falling

As gold, stock markets lose lustre - why your humble fixed deposit is forever

Experts say that instead of timing the interest rate cycle, fixed deposits should be opted for based on goals and cash flow. But, if you are looking at fresh investments in FDs, higher interest rates may be a good lure. Is it the right time to invest in FDs? We ask experts:

Worried About College Fees? Here's How To Get A Collateral-Free Education Loan

Collateral-free loan: Students can apply for loans without furnishing any collateral or guarantor.

Man Seeks Help After Father Puts Rs 75 Lakh Family Savings Into Single Stock: 'Portfolio Down To Rs 30 Lakh'

Son seeks practical advice after father's concentrated stock investment loses over half value.

Going For A Home Loan? Here's How To Save Lakhs In Interest

A bigger down payment means a smaller loan. That means a lower EMI.

Gold, silver price prediction: Is gold, silver price rise sustainable? Check outlook

MCX Gold has breached from its consolidation and is heading toward the recent swing highs, pointing to an intermediate bullish move underway. Silver has stepped out of its consolidation and is now aligning with the base trend, a near-term recovery looks well on the cards. Much like gold’s positive trend, silver is expected to hold its positive bias and push higher from current levels.

Can UPI payments trigger an income tax notice?

One Spouse Gets Government Housing, Will the Other Still Receive HRA? Details Inside

Can NRIs and OCIs invest in NPS?

No tax on REIT dividends under new tax regime?

Health insurance after 60? Lower premiums, more cover

SBI unpaid dividends: How to claim

Rs 2.5 lakh/month to live in Sweden? Know real costs

Govt reveals who will get higher EPS pension

Taking delayed possession without protest? It can hurt

Are NRIs allowed to invest in RBI floating rate bonds?

Can NRIs invest in Sukanya Samrddhi Yojana?

ET Wealth | Gen Z is careless? Investments say no

Life after FIRE: What comes after the 9-to-5?

Direct plans: When lower costs come at a price

Group term life: Why salary-linked cover matters

15% or 50% abroad? How much should you invest?

Insurer-hospital panel may resolve claim disputes

Want to achieve financial freedom? Know this first

Financial wellbeing at workplace can be improved

Invoice discounting decoded: Know the types, benefits

Land ownership titles in India explained: What they mean and how they differ

Navigating the property market involves grasping different land titles and their significance. Freehold ownership is the most straightforward, providing easily transferable rights. In contrast, leasehold ownership offers usage for a defined duration under specific terms. Various state tenures such as Patta, Bhumidhari, and Raiyati rights come with their own legal guidelines. Lastly, ownership in apartment and cooperative societies introduces unique management and ownership dynamics.

'How To Dematerialise Paper Stocks': Finfluencer Asks After Discovering 20 Tata Steel Shares Bought In 1992

When your EPF account can turn inoperative

₹15 lakh salary: Can EPF alone build ₹5cr corpus?

Global Banks Pull Credit Cards From Indians: How To Cut Travel Costs Abroad

If you travel abroad regularly, a credit or debit card with a low or zero forex markup can be useful.

Zero forex markup card: Does it mean zero cost?

Cashless Garage Not Available Nearby: What Are Your Car Insurance Claim Options?

NRI selling property in India? NRE vs NRO account

NPS choices for NRIs explained

Are banks closed in Karnataka on August 13?

Everyone Knows Stocks. Few Know Where Early Investors Make Huge Money

Before a company becomes a stock, it may already have attracted investors in the private market.

No salary after retirement? These incomes are taxable

Pre-IPO Hype Can Hurt Investors, Warns WWIPL Founder

Hidden risks of FCNR (B) FD investment, leverage

Will my SIP of Rs 40,000 be enough to get Rs 40 lakh?

FCNR FDs offering up to 7.50% return: Check list

Airport lounge access on debit cards: Own any?

Term plan for women: 15% discount, pregnancy break

Queens woman, 27, made $130K from 9 income streams in 2025, took home $70K

Mohuya Khan, a dynamic 27-year-old content creator, skillfully juggled nine diverse income streams from her cozy one-bedroom apartment in Astoria, Queens. Her hard work paved the way to financial independence, allowing her to eliminate debts. Yet, the toll of her bustling schedule led to considerable burnout. Recognizing this, Khan has now implemented healthier boundaries to prioritize her overall well-being.

27-Year-Old Earning Rs 23 Lakh Plans Early Retirement At 35, Sparks Debate

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Tenant not paying rent? Know how to claim tax relief on unrealised rent

In India, landlords are permitted to deduct unpaid rent from their taxable income as unrealised rent, provided they meet certain criteria outlined by the Income Tax Rules. It is important for landlords to select the appropriate Income Tax Return form to ensure they can claim this deduction. Additionally, they must keep relevant documents handy to support their claims.

How Long Can You Survive Without A Salary? Do This Simple Math Today

Financial runway is the amount of time you can continue meeting your expenses without earning a salary.

21.55L inoperative EPF accounts: How to claim money

FD calculator: Maturity on Rs 5L investment for 5 yrs

SIP Calculator: How To Calculate Returns On Your Mutual Fund SIP

How To Keep Your Credit Card Safe From Fraud

Why birth certificate is important for NRIs

Buying property near beaches or water bodies? 10 laws and rules buyers should know

Investing in waterfront properties necessitates a solid grasp of environmental and land-use regulations. Essential guidelines include the Coastal Regulation Zone Notification 2019 and the Wetlands Rules 2017. The Environment Protection Act 1986 offers a comprehensive legal framework for these locations. It’s imperative for buyers to confirm property titles and access rights according to the relevant laws. Additionally, local building and zoning regulations outline what constructions are permissible.

Sell flat and invest vs rental income in retirement

Top stocks to buy today: Stock recommendations for August 19 - check list

Stock market recommendations: Bata India, IFCI, and KFin Technologies - these are the top stocks to buy for August 19 2026, identified by Mehul Kothari, DVP - Technical Research at Anand Rathi Shares:

Lowest rate home loans starting at 7% rate: Check list

NRI selling Indian assets? Where you reside matters

Can NRI open FCNR account with resident Indian relatives?

Instant Loans Online: What To Check First

Women Financial Planning: Smart Investment Tips, Mutual Fund Rules And Retirement Goals Explained

Women Financial Planning: Smart Investment Tips, Mutual Fund Rules And Retirement Goals Explained

Invest ₹5,000 Monthly In This LIC Policy, Here’s What You Could Get Till Age 100

Fixed Deposit Rules Change With Age: What Young Investors, Seniors Must Know

Monthly interest payouts can also help manage regular household expenses.

Top stocks to buy: Stock recommendations for August 27 - check list

Top stock market recommendations: Vedanta, Central Depository Services (India) Ltd (CDSL), and Ashok Leyland - Aakash K Hindocha, Vice President - Research, Nuvama Professional Clients Group/Nuvama Wealth has picked these as the top stocks to buy on August 27, 2026. He has shared his views on Nifty and Bank Nifty:

6 problems NRIs face while submitting life certificate

Gold, silver price prediction: Will gold hit Rs 1.7 lakh/10 gms soon?

Gold and silver price prediction today: MCX Gold has entered a consolidation phase at the start of the week after testing the May 2026 highs, but the fact that prices are continuing to hold around those levels is an encouraging sign that keeps the near-term trend firmly in bullish territory.

Kevin O’Leary still likes shopping at Walmart: ‘I’m always looking for a great deal’

Billionaire Kevin O'Leary still shops at Walmart for household essentials. He believes saving money is crucial, regardless of one's wealth. Warren Buffett and Ingvar Kamprad also maintained frugal lifestyles throughout their lives. Lucy Guo, a newer billionaire, embraces the FIRE movement and seeks discounts. These habits suggest a mindset that helped build their fortunes.

Paul Black’s 3 thumb rules for identifying great wealth creators

Successful long-term investing is not simply about finding stocks that are growing rapidly. The bigger challenge is identifying businesses whose competitive advantages can strengthen over many years and whose organisational culture supports that advantage.Paul Black, veteran portfolio manager, believes investors should focus on companies with strong growth prospects, widening competitive moats and cultures that reinforce their strengths. His investment philosophy offers three important rules for identifying potential long-term wealth creators.1. Look for a competitive moat that is getting stro

Robert Kiyosaki’s $1.2 Billion Debt Explained: 'Rich Dad Poor Dad' Author’s Real Estate Strategy Draws Expert Caution

"Rs 94,000 Per Month": 27-Year-Old Woman Reveals Salary, Perks After 2.5 Years In Government Banking

She said that Rs 14,000 is contributed towards her National Pension System (NPS) every month.

Pension body proposes 10 changes to NPS PoP rules

Kotak shares 10 stocks to buy before festive season

Stocks struggle, but these multi-asset funds score big: What’s driving returns?

Emergency Cash Assistance In Travel Insurance: When This Feature Becomes Useful

Monthly vs quarterly interest: Bigger bank balance?

How it's rewarding to break your trust fund

Got keys to your home after years of delay? You may still claim interest for lost time

In India, homebuyers can seek interest compensation for delays in property possession from developers. Recent judicial decisions confirm that taking possession does not forfeit the right to claim such interest. Notably, the Allahabad High Court supported a homebuyer over a substantial delay in receiving possession. Claims can rely on agreements, payment records, and RERA regulations, emphasizing the importance for buyers to understand their rights amid developer delays.

Market crash after retirement? Why asset mix matters

Rs 70k tax penalty for buying land at less value

Oral relinquishment? Ancestral vs self-acquired land

Mutual fund SIPs did better than lumpsum across 5 equity categories in 2 years. Check details

These 5 SIFs have delivered over 10% returns since their inception. Check inception date and performance

NRI child’s property: How much can parents send?

EPF Withdrawal Rules: What Happens To Your PF After Final Settlement?

"No Fresh Loans": Investment Adviser Warns Of Tough Times, Urges Families To Build Emergency Fund

He also urged people to prioritise income security over specific job titles or positions.

NRI child’s gift to parents: Why tax notice can come

Senior citizens FD rates up to 8.5%: Check list

PPF, SCSS & others: Small savings scheme rates

Turn your delivery boxes and paper bags into cash

The surge in online shopping has led to a considerable increase in packaging waste that tends to pile up in households. However, there are opportunities to transform this waste into something useful. Communities can collect and sort these materials, reusing them for creative projects such as organiser crafts or children’s activity kits, while also supporting local businesses. Sustainable practices have become essential, especially with swift delivery services on the rise.

Sells ancestral land for 8cr, pays no tax, wins case

How landlord won tax relief on Rs 14.96 lakh demonetisation cash deposit

The Bangalore bench of the Income Tax Appellate Tribunal (ITAT) recently held that rental income already disclosed to the income tax authorities can be considered as an identifiable source of cash deposited into a bank account at a later date. Even where a landlord claims to have collected rent in cash, the subsequent deposit of that money cannot be disregarded merely because the rental earnings have already been taxed.

Gurgaon Woman Challenges 'Quit Your 9-To-5' Trend, Says Jobs Can Build Financial Freedom

She questioned the idea that traditional jobs are somehow less fulfilling than entrepreneurship.

Top 10 mutual funds to invest in October 2026

Credit Card Closed But EMI Still Running? Here’s What Happens To Your Instalments And Reward Points

Looking For Vegetarian Protein? 5 Indian Foods To Add To Your Veg Diet

SBI FD: Know maturity on Rs 1 lakh investment

Rs 1.2 crore in MFs: How to fund child's education?

Paying Every EMI On Time? Multiple Small Loans May Still Hurt Your Credit Score

A borrower with multiple small loans may have less disposable income available to repay a new loan.

NRI investing in India? Don’t get KYC wrong

Losing money in strange ways: Dunning-Kruger effect

Has govt changed GPF interest rate from 7.1%?

Gratuity denied to 62 yrs old retiree

How India's wealth portfolios are evolving, says Tata AMC's Anand Vardarajan

From low-cost index investing to sophisticated long-short strategies and global investment access, Tata Asset Management MD & CEO Anand Vardarajan explains how newer investment products are changing portfolio construction for India's wealthy investors.India's wealth management landscape is evolving as investors increasingly look beyond traditional equity and debt investments to build diversified portfolios.Passive funds, Specialised Investment Funds (SIFs) and investment opportunities through GIFT City are emerging as important additions to the portfolio-construction toolkit, according to

When TRC is needed to claim lower tax under DTAA

Peter Cundill’s investing lessons: Why patience, research and value matter in stock picking

Canadian investor Peter Cundill believed that successful value investing required more than buying stocks at low prices. It demanded thorough research, discipline, patience and the ability to distinguish between a temporary setback and a genuine deterioration in a company's fundamentals.Cundill, who built a reputation as a successful global value investor, was known for taking calculated risks and identifying opportunities in companies that the broader market had overlooked. His investment philosophy, which continues to offer lessons for long-term investors, emphasised buying businesses below

Prevent neighbour from grabbing deal by doing this

Cheap Or Value For Money? Why The Lowest Price Can Cost You More

How IRR reveals the real impact of investment timing

How to prepare for a market crash after retirement

Repo rate hike: How to reduce your home loan burden

India vs US: How parents plan for retirement

Visa rejection: Will travel insurance reimburse you?

Asset allocation 2026: Gold holds top spot

Does office critical illness cover suffice?

SIFs explained: How they differ from MFs, PMS, AIFs

ET Wealth | Diwali Sale: How to save on fridges, ACs

Health claim shortfall: Can your second insurer pay?

US-based couple with Rs 4.78 crore plans India return, weighs early retirement

In their 30s and feeling the weight of demanding careers, a couple is contemplating a return to India after amassing Rs 4.78 crore through smart investments and asset acquisitions in the U.S. They are increasingly exhausted and exploring the benefits of a lower-stress lifestyle. With thoughts of starting a family and its financial implications, they seek advice on whether to continue their grind or prioritize their personal health and happiness.

What Is A Sub-Limit In Health Insurance And How Can It Affect Your Claim?

Developers Roll Out Festive Discounts: Can You Really Save Lakhs By Booking A Property Now?

A festive discount may help, but it should not rush a decision involving years of loan repayments.

Tax notice for getting salary in NRE bank a/c

How Have Returns On Different Instruments Fared In H1-FY27?

Offered VRS? Here’s how much you’ll get after tax

From Guesswork To Personalised Pricing: How Car Insurance Quotes Are Becoming Smarter In 2026

How to check pending traffic challans online, clear fines, download receipts

Check pending traffic fines, pay challans through the official government portal, and download the payment receipt with this step-by-step guide. 

Bank Holidays October 2026: Banks Closed On October 19 Or 20 For Dussehra, Check RBI's State-Wise Holiday Calendar

How senior citizen wins Rs 65L cash tax case

How much gold can be kept in home w/o tax issue

Fruit farmer faced tax notice over large cash deposits in bank; what ITAT said

A farmer from Bengaluru faced a tax notice regarding unexplained cash deposits into his bank account. He was able to present evidence supporting his agricultural income claims, which led to a favorable ruling. The Income Tax Appellate Tribunal evaluated the documents submitted, including land records and APMC sale bills. The tribunal found that the lack of detailed records did not invalidate the farmer's claims.

Why Structured Credit Delivers Better Risk-Adjusted Returns In Real Estate

20k/yr on ₹1cr corpus; What to know about NPS PoP fee

Top stocks to buy: What are the recommendations for today?

Top stock market recommendations: Lemon Tree Hotels, Greenply Industries, and Fine Organic Industries - Aakash K Hindocha, Vice President - Research, Nuvama Professional Clients Group/Nuvama Wealth has picked these as the top stocks to buy today on October 15, 2026.

LIC reveals details of 3 new plans: Check benefits

This gold bond turns Rs 1L investment into Rs 3.94L

Gold Loans, MSME Credit & Digital Lending: Rakesh Singh On India’s Changing Borrowing Habits

Credit Card Debt, EMIs: Six Money Mistakes You Must Avoid In Your 30s

Credit can help spread the cost of a planned purchase.

Rs 50k salary: 6-month emergency fund means Rs 3L?

Can personal medical fund replace health insurance?

As SBI home loan rates rise, how you can save more

Changed Jobs? Check These Provident Fund Details Before Your Savings Get Lost

When you join a company that contributes to EPFO, it may create a new PF Member ID for you.

Can NRIs use basic exemption limit to reduce tax?

How much gold and silver can you legally keep at home?

In a recent case before the ITAT Mumbai, the Income Tax Department carried out searches at a woman's residence and bank lockers, and seized diamonds, gold and silver articles, along with jewellery, which it treated as unexplained assets. The seized items included gold jewellery of 427.71 grams, 258 grams of pure gold, diamond-studded jewellery containing 161.33 grams of gold, and articles made of a silver mixture weighing 11.200 kg.

Gold bond turns Rs 1L investment into Rs 2.92L

Explained: Want to know how long your investment will take to triple? Use Rule 114

Mutual fund sellers sometimes claim that an investment can double within a specified period. However, mutual funds do not guarantee returns, and their performance depends on the underlying investments. Past returns may help investors estimate how long wealth could take to grow, but they cannot predict future performance.Investors can use simple financial formulas to estimate how long an investment may take to double, triple or quadruple, respectively, at a given annual rate of return.Rule 72 estimates how many years it will take for your mutual fund investments to double, while Rule 114 helps

Seasonal Risks In Marine Insurance

8 small, midcap stocks with upside potential of up to 50%. How many are in your portfolio?

Buy A Shop, Earn Rent, Retire Early? We Did The Math Behind The Dream

A commercial property is a concentrated investment. Much of the owner's wealth depends on one location.

You earn, save and invest. But are you financially literate? 10 questions to ask

Financial literacy encompasses understanding one's income, expenses, and the risks associated with investments. Differentiating between saving and investing is crucial for effective financial planning. Individuals must be vigilant against financial fraud and misleading guidance in their investment choices. A well-structured financial plan aids in aligning savings and investments with personal objectives. Familiarity with financial concepts empowers individuals to make thoughtful decisions and manage their finances responsibly.

Why expensive restaurants can feel uncomfortable even when you can afford them

Financial habits formed during childhood influence present spending behaviors, especially regarding luxury dining experiences. While some individuals feel comfortable with their finances, guilt regarding expensive purchases still persists. Familiarity with dining etiquette can also impact comfort levels in high-end restaurants. Distinguishing between personal values and ingrained beliefs can help in making informed spending choices. Understanding these dynamics is essential for navigating financial decisions without unnecessary anxiety.

Home loan costs rising? Your credit score can help